The Apple Valley Fire Tax Affects Your Insurance and This is Why it Should Matter to You
If you are a resident of Apple Valley, keep an eye out for your homeowners insurance renewal. Some residents have opened their renewal and discovered that the premium has not only increased by the usual amount, but that the premiums have nearly doubled.
There are many factors that determine the rate of your insurance policy but one of the most important factors is your ISO fire score. The scores range from 1-10 and are determined by how far away you are from a fire station and a fire hydrant. A home must be within 5 miles of an active station and within 1,000 feet of a fire hydrant to obtain the best fire class code possible for that area. Due to the recent closing of fire stations caused by the 2014 Measure G that was defeated, (it called for a $1.99 per month property tax increase to keep those fire stations open), many homes are now too far away from a station for the insurance companies to consider them adequately protected.
You can vote again for the Apple Valley Fire Protection District's tax on November 8. 2016. This will re-open those fire stations that were closed and allow for better fire protection in Apple Valley which will trickle down to better insurance rates. If you have seen an increase in your homeowners insurance, call Armstrong Fairway Insurance at (760)245-2561 and we can review your policy for you to determine the cause.
Article written by: